Transform your Finances with the Bi Card

Are you looking for a credit card that perfectly suits your needs?

O Bi Card is the ideal choice!

Get practicality, flexibility and exclusive benefits in your financial transactions.

In today's world, finding a credit card that perfectly fits your needs can be challenging.

The Bi Card, offered by Corporación Bi, stands out as a complete and flexible solution for different user profiles.

With different Visa card options, including Celeste, Classic, Premier and Platinum, the Bi Card is designed to provide security, convenience and exclusive benefits.

Furthermore, the Bi Card offers excellent international acceptance, which makes it perfect for those who travel frequently.

With it, you can make online purchases in complete safety and manage your finances in a practical way through mobile applications.

Whether for international purchases, online transactions, or personalization to your lifestyle, the Bi Card is prepared to meet your expectations.

In this article, we will explore the varied benefits of the Bi Card and provide a step-by-step guide on how to apply for yours.

Follow us on this journey and discover how the Bi Card can transform your financial life.

Types of Visa Bi Cards

  1. Visa Celeste:
    • Target Audience: Young adults starting out in credit.
    • Benefits: Affordable limits, early rewards.
    • Ideal for: First steps in the financial world.
  2. Visa Classic:
    • Target Audience: Consumers with limited credit.
    • Benefits: Adjustable credit lines, basic benefits.
    • Ideal for: Construction or reconstruction of credit history.
  3. Visa Premier:
    • Target Audience: Self-employed workers and entrepreneurs.
    • Benefits: High limits, special rewards.
    • Ideal for: Business financial management.
  4. Visa Platinum:
    • Target Audience: Retirees and families.
    • Benefits: Exclusive insurance, access to VIP lounges.
    • Ideal for: Financial security and premium benefits.

Using the Bi Card Internationally

The Bi Card is accepted in thousands of establishments around the world, making your international travel and purchases easier.

With it, you can:

  • Shopping in physical stores: Enjoy global acceptance in many countries.
  • Make withdrawals from ATMs: Access your money anywhere safely.
  • Travel Insurance Benefits: Additional protection during your travels.

Basic Conditions: Everything You Need to Know

To make the most of the benefits of the Bi Card, it is essential to know the basic conditions of use.

We will detail each of them so that you are well informed:

Eligibility

  1. Minimum age: You must be over 18 years old.
  2. Residence: Must be a resident of the country where the card is offered.
  3. Credit history: Have a credit history compatible with Corporación Bi's criteria.

Required Documentation

  1. Identification documents: Present ID or CPF.
  2. Proof of Income: Demonstrate financial capacity through pay stubs, income tax returns or bank statements.
  3. Proof of address: Present a recent utility bill (water, electricity, etc.).

Fees and Annual Fee

  1. Annuity Fees: Varies depending on the type of card.
    • Visa Celeste: Reduced rate.
    • Visa Classic: Moderate rate.
    • Visa Premier: High rate.
    • Visa Platinum: Premium rate due to additional benefits.
  2. Other taxes: Withdrawal fees, interest rate for installments, etc.

Credit limit

  1. Credit rating: Based on financial history and ability to pay.
  2. Initial Limit: Determined by initial credit analysis.
  3. Limit Adjustments: Possibility to increase or reduce the limit depending on usage and payment history.

Rewards Program

  1. Point Accumulation: Earn points with every purchase.
  2. Benefits Redemption: Exchange points for products, trips and other prizes.
  3. Rewards Categories: Different benefits depending on the type of card (Celeste, Classic, Premier, Platinum).

Step by Step: Discover How to Request your Bi Card

Requesting your Bi Card is a simple and quick process. Follow these detailed steps:

1. Choose Card Type

  • Analyze your needs: Determine which card (Visa Celeste, Classic, Premier, Platinum) best suits your profile.
  • Compare Benefits: Check the benefits and limits of each type of card.

2. Access the Corporación Bi website

  • Navigation: Visit the official website of Corporación Bi.
  • Credit Cards Section: Go to the section dedicated to credit cards.

3. Complete the Request Form

  • Personal information: Enter data such as name, address, email and telephone number.
  • Financial Information: Provide details about your income, employer and other sources of income.

4. Submit the Required Documentation

  • Document Digitization: Scan your identification documents, proof of income and residence.
  • Attach Documents: Submit these documents along with the application form.

5. Wait for the Credit Analysis

  • Processing: Corporación Bi will evaluate your request and carry out a credit analysis.
  • Response Time: Response is typically provided within a few business days.

6. Receive your Card

  • Approval: If approved, you will receive an approval notification.
  • Delivery: The Bi Card will be sent to the address provided.
  • Activation: Follow the instructions to activate your card and start using it.

Conclusion

O Bi Card from Corporación Bi is more than a simple credit card; is a financial partner that adapts to your needs and lifestyle.

With Visa card options ranging from Celeste to Platinum, you can find the perfect card for your situation.

Enjoy the benefits of international use, online shopping security, personalization and more.

Request your Bi Card and experience a new way of managing your finances.

Frequently Asked Questions (FAQs)

  1. What are the main benefits of the Bi Card?
    • The Bi Card offers international use, secure online purchases, personalization and specific benefits according to the type of card chosen (Celeste, Classic, Premier, Platinum).
  2. Is the Bi Card accepted in other countries?
    • Yes, Visa Bi cards are accepted internationally, in thousands of establishments and ATMs around the world.
  3. How can I add my Bi Card to mobile payment applications?
    • You can add your Bi Card to applications such as Apple Pay and Google Wallet directly through the bank application or by following the instructions in the payment applications themselves.
  4. Can I personalize my Bi Card?
    • Yes, Corporación Bi offers several customization options so that you have a card that suits your lifestyle and financial needs.
  5. What is the difference between the types of Visa Bi Cards?
    • Each type of Visa Bi card (Celeste, Classic, Premier, Platinum) offers specific benefits for different user profiles, from young adults and consumers with limited credit to self-employed workers and retirees.