Without bureaucracy, with barrier-free services and uncomplicated language, Nubank fintechs are gaining more and more space in the financial market. Among the most important is Nubank, one of the largest Brazilian digital account companies. With all this success, there are some doubts about the money remaining in the account, is it really worth it?
Yes, the money in the Nubank account pays off. This is just one of the many financial benefits that Fintech offers its customers. The account is completely digital, which means everything is done through the app.
With the growing number of customers, newbies always want to understand how the money is in the accounts of financial institutions. Find out more below.
After all, how much does it pay to leave your money sitting in your Nubank account?
To understand the yield, it is first necessary to understand the value of the Interbank Deposit Certificate (CDI) rate. The Nubanks CDI correction is 100%. This means that the returns offered are approximately 12,65%.
In this sense, it can be said that by keeping R$ 1,000 in the account in a month, an increase of R$ 10, R$ 1,010 is achieved. The return per year is higher than that of a savings account.
How to check the value?
The amount available in the account can be easily consulted at any time. When logging into the application, the main screen of the application shows the account balance and separately the amounts included in the statement itself and the earnings made to date.
The DI or CDI rate is the parameter for fixed income in general. CDI surgeries are performed daily, so the course is also updated every day. It is calculated by Cetip (Center for Custody and Financial Settlement of Private Securities).
