Currently, there are several credit card choices on the market such as Nubank, Next, Santander and many others. However, not all of them are the best credit options for SPC and Serasa negatives. Therefore, in this article we talk about the two best credit cards for those with a negative name: PagBank and Banco Inter.
What is the best credit card option for negative people?
If you have your name negative with SPC and Serasa, these are the two best credit card choices for negative credit cards. They have their differences, however, and that is what we will talk about next. Let's see which is the best.
PagBank
Can you imagine a negative person being entitled to a credit card with a limit of up to 50% of their salary? PagBank wants to offer this to its new customers in the future. To gain access to PagBank negative credit cards, the card application, like all cards, is still subject to analysis. However, the chances of anyone having access to credit, including negative ones, are great. Therefore, the condition is to prescribe the transfer of the salary to PagBank.
Banco Inter
In the case of Banco Inters, the benefits of its negative credit cards include annual and monthly fees, no type of consultation with the SPC and Serasa and international coverage. Furthermore, the invoice is deducted directly from the payroll and interest is added. Another great benefit is the ability to withdraw up to 90% of the cash limit.
Which should I choose?
Therefore, the question: among the best credit card options for negative people, which is the best? The truth is that PagBank may be the best option if you don't mind transferring your salary, but you still want to have greater financial control, as it releases a limit of up to 50% of your salary. However, if you are looking for more access to credit, Inter may be the best option, as it offers the possibility of withdrawing 90% from the limit.
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