Auxílio Brasil beneficiaries can now count on a new type of credit. On May 18, President Jair Bolsonaro sanctioned Law No. 14,432, which permanently guarantees the minimum value of R$ 400 for families benefiting from Auxílio Brasil, among the series of benefits that make up the program. Previously, only INSS retirees had access to this type of loan.
This allows Auxílio Brasil beneficiaries to link up to 40% of the benefit value to the salary loan installments, as the deduction can also be made directly from the benefit and the beneficiary's salary with the deducted amount is already sufficient.
The salary loan is one of the best ways to borrow money in Brazil. With this modality, interest rates are lower due to the lower probability of default, as the amount is deducted directly from the payroll of the insured person who opts for the loan.
How to make a loan through the Brasil Caixa Tem aid app?
To issue a loan at Caixa Tem, the beneficiary must be informed of their occupation and income so that the credit analysis can be carried out. After credit analysis, the citizen can request a Caixa Tem loan.
It may take up to a week to review the request. Take a step-by-step look.
- Access the Caixa Tem app
- Look for the Update your registration option and follow the instructions
- Then access to the account resources to request the loan will be released within 48 hours. Citizens should pay attention to email and app notifications.