It is possible for housewives to receive the long-awaited INSS pension, but to do so they must make contributions to the National Social Security Institute (INSS). Check out more details in the article, and see the rules and contribution time for housewives.

How housewives contribute

It is possible for a housewife to make contributions to the INSS, which she contributes to as an electoral contributor.

By contributing in the optional insured modality, it is possible for the housewife to guarantee the services provided by the INSS even without carrying out paid work at the institute.

If the housewife has already carried out an activity subject to the CLT, she is already registered with the INSS, but if she has not carried out a paid activity, it is necessary to register.

The contribution is made through a social security guide, known as GPS. You can access it through the Meu INSS platform, use it by purchasing leaflets at a stationery store or request GPS at a nearby agency.

Contribution time

It is important to highlight that the sooner the housewife starts contributing to the INSS, the faster she will complete the grace period, which is the minimum level of contribution to be entitled to the social security benefit. As an example, he cites the case of disability pension, for which the waiting period is 12 contributions.

Plan types

Normal Plan: In the case of the Normal Plan, it corresponds to that carried out by individual taxpayers. In other words, if you choose this option, the housewife will be entitled to all social security benefits.

In this case, the housewife can choose her contribution salary, which varies from the minimum value of R$ 1,212.00 in 2022 up to the INSS ceiling, which this year is R$ 7,088.51 and pays a rate of 20% on the amount she you choose.

In this case, the housewife can choose her contribution salary, which varies from the minimum value of R$ 1,212.00 in 2022 up to the INSS ceiling, which this year is R$ 7,088.51 and pays a rate of 20% on the amount she you choose.

Therefore, in this case, we can highlight that the amount of the contribution depends entirely on the amount chosen by the housewife, ranging from R$ 242.40 to 1,417.73.

Simplified plan: If you opt for this plan, the housewife is entitled to a disability pension, old-age pension, sickness benefit and maternity benefit.

Unlike the plan listed above, the normal one, in the case of the simplified plan the rate will be 11% on the value of the current minimum wage, therefore, in 2021 the value of the contribution will be around R$133.32.

Low income plan: It has some requirements for framing, they are:

• The applicant may have a family income of no more than two minimum wages
• It is important not to carry out paid work or have any type of income of your own (such as rent, • pension and other social security benefits);
• It is mandatory to be registered in the Single Registry of Social Programs (CadÚnico) and also update personal data;
• Dedicate yourself exclusively to your home within your own residence.

See too:

http://cenarioaberto.com.br/5-cursos-profissionais-com-bom-salario/
http://cenarioaberto.com.br/pis-pasep-saiba-se-voce-tem-pis-pasep/
http://cenarioaberto.com.br/design-de-interiores-veja-dicas-sobre-a-profissao/
http://cenarioaberto.com.br/como-depositar-dinheiro-em-especie-no-nubank/