When looking for better credit opportunities, in the financial organization process or just out of curiosity, I think you have already asked yourself: how to increase your score?

It is a type of score that goes from 0 to 1,000 and shows the chances of a given person paying their bills correctly for the next year.

This system was created to automate and standardize loan origination processes. This way, the risk analysis is calculated correctly and amounts are awarded to the people most likely to pay their bills on time.

1.Clear your name as quickly as possible

If you want to improve your score, you must first get out of debt

As we said above, think of the score as a way of summarizing your financial behavior. With this summary, institutions understand whether providing access to credit is a positive thing or whether it could become a problem.

So let's think a little more. So, if someone is in debt, what does that basically mean? That she couldn't afford this commitment to a company.

2. Pay your bills on time

As we mentioned earlier, the whole point of the assessment is to develop a method to help you determine whether you are a good payer or not.

How does the system consider you a good payer if you miss the porcini date month after month? Therefore, another way to increase your score is to organize yourself in terms of accounts and also pay attention to the expiration date. The more delays there are, the lower the score.

3. Keep your data up to date

Platforms that work with Cadastro Positivo increase scores because they capture the individual's entire credit history and go beyond paid and unpaid bills. See other data that can be analyzed:

Financing;
Credit cards;
Loans in general;
Invoices paid monthly.

Increasing my score quickly:

To increase your score, that is, as quickly as possible, we reiterate: Don't forget any of the good practices in your CPF! If you maintain an exemplary routine and have paid all your bills correctly, but end up in the negative, the number will decrease.

To recover, the wait will be longer. So keep making payments, checking receipts and keeping your records up to date!

Another way to speed up the process is to wait until you have a good score to apply for a loan.